Posts Tagged ‘current’

4 Essential Elements of Golf Fitness

Are you ready to take your golf game to a new level? Golf fitness and a whole body approach to your golf game may be the answer. Many of you have spent hours on the driving range sharpening your golf skills. You’ve invested a small fortune in new equipment, golf lessons, and accessories, yet you haven’t seen a decrease in your handicap in years. You’re not alone. Fifteen years ago the average handicap for women was 29. For men, it was 16.2. However, you may be surprised to learn it is the same number today. What accounts for this lack of improvement and what can we do about it?

The real answer lies in the basic understanding that what you are seeking cannot be purchased in a pro shop, from a local golf retailer or on-line store. The answer may be closer than you think because it lies within your current physical capabilities. The most overlooked component of improvement in golf is neglecting to factor in your physical conditioning.

There are four main physical requirements a golfer needs to graduate to a greater, more consistent level of play. Which of these physical characteristics do you possess and which of these areas need improvement?

Balance. This is an area often overlooked by golfers of all abilities. Balance plays a critical role in stabilizing the core musculature as well as adding the element of control through muscle coordination. Balance plays a pivotal role in your ability to execute weight transfer and hip rotation without jeopardizing a stable address position. Those individuals with exceptional balance will have more efficient reaction times and therefore movement speed.

Flexibility. Allowing your muscles to extend through their full range of motion is widely considered one of the most important aspects of a successful golf swing. Muscles which are inflexible can have a significant impact on all aspects of your game. The same is true for muscle imbalances. Never neglect a pre-round warm up. It will prepare your muscles for the work to come and ward off immediate dangers to tight muscles.

Strength. When muscle force or strength is applied to the ball, power is created and distance is increased. Increasing your striking force to the ball will likely yield a desirable result for any level of player. Strength in key muscle groups will offer protection from injury. Strong lower back muscles will support your position at address. Strength in your midsection will provide you with the stability you need to make the most effective separation of the hips from the shoulders in producing the power you seek. A strong body creates a powerful swing, a strong mind, and a fit body.

Endurance. Golf has always been thought of as a sport based on skill, requiring minimal fitness. While the cardiovascular requirements for golf are not extensive, they are critical in maintaining adequate levels of energy and maximal levels of concentration. In the absence of a sound cardiovascular routine, physical fatigue can easily lead to mental fatigue. Mental fatigue then gives way to skill deterioration.

Use your body as your most prized possession and your greatest resource as you build a foundation for better golf. Factor in your current physical conditioning by using a whole body approach and you will see a lifetime of benefits in increased performance, longevity in your favorite sport, and a physically fit body worthy of recognition.

Susan Hill is a CHEK Golf Biomechanic and President of FitnessforGolf.com, a private, member’s only, online golf fitness website dedicated to the improvement of golfers worldwide. For more information on golf fitness training, visit http://www.fitnessforgolf.com

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Solutions to Single Mothers in Debt

As a single mother, lets admit it, times get tough. You are fortunate enough to have your children that mean the world to you, but it doesn’t come cheap. Of course you’d do anything to keep them safe, even if that means struggling financially to support their well being. Debt can get out of hand fast and with only one income it’s hard to pay monthly rent, mortgages, utilities, and food expenses on top of credit card bills. This leads to unwanted stress but can be prevented if you get help.

If your monthly debt payments, not including mortgage or rent, surpass 20% of your income, your debts are a serious problem and they need to be addressed as soon as possible.

Solutions for a Single Mother in Getting Out of Debt:

Do it Yourself Approach

If you feel you have little debt but are starting to get concerned about being able to pay it off, consider setting up on a budget if you don’t have one already or reevaluate your current one. A budget is a way to view your personal cash flow, which is your money that comes in each month, and your money that goes out each month. You’ll need to keep track of all your spending for one month to establish an accurate budget. Keep a record of your monthly income and all your monthly bills and other receipts even if you are paying with cash.

Once you see what you are spending, you should be able to cut back on certain items especially on impulse buys like candy bars or everyday items you don’t think add up to a lot but do in the long run, like morning coffee at your favorite coffee shop. Make goals for your self to set aside a certain amount of money each month to put into a savings account or to put towards paying off other debt.

After you create a budget you can choose to eliminate your debt on your own by ripping up your credit cards, dealing with your creditors, and still making all your payments on time. However if you tend to be late on monthly payments it’s recommended that you consider the next option for debt relief.

Credit Counseling and Debt Management Programs

If your debt is severe it’s recommended that you get help and fast. This is where most people’s embarrassments sets in and are afraid to get help. However credit counseling is a great option to help you eliminate your debt. You can find companies that do it for free, and all your information is kept confidential. A credit counselor will evaluate your current situation and then recommend the best solution for you.

A credit counselor may suggest a debt management program in which the counselor would work directly with your creditors as well as provide you with additional education, guidance, and motivation to make sure you get through the plan and pay off your debt. This simply includes sending a single payment each month to the agency, which is then dispersed to the creditors that you owe money to.

Debt Consolidation

Another debt relief solution is debt consolidation, where existing debts and mortgage payment are compiled into one. You would take out a loan, often times using your home as collateral. Most mortgage-backed consolidations pay the creditor direct to ensure pay off. However if you fall behind you put losing your house at a serious risk.

Bankruptcy

An absolute last resort and not recommended for everyone is filing for bankruptcy. With the new bankruptcy legislation you may want to review it’s recent changes and restrictions before considering declaring bankruptcy. Bankruptcy is a court action that can absolve part of an individual’s debt.

However, it comes with a high price. Bankruptcy can destroy credit worthiness up to 10 years after the discharge rate and it can even restrict you from certain types of employment.

Kelly K specializes in advising young mums on grant and scholarships for single mothers and has long authored educational and support pieces for women and single mothers. Kelly is a contributing author and editor to a variety of international and domestic web sites, and free newsletters.

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Career Success Through Self-Marketing

Marketing shouldn’t be limited to advertising companies. Finding a job or enhancing your current position requires good self-marketing skills. What is self-marketing? Basically, self-marketing is communicating your benefits to potential or current employers. Think of yourself as a “product” and explain to employers what differentiates you from other “products.”

Why is self-marketing important? Landing a job or improving your current position requires effectively selling your skills, abilities, and knowledge to employers. How do you market yourself? Self-marketing can be accomplished through networking, resumes, interviews, and salary negotiation.

Reports estimate that as many as 85% of jobs aren’t advertised. Networking is one way to get at the “hidden job market” ? those unadvertised jobs. Tell everyone you know that you are looking for a job. They just may know of someone who is hiring. Develop a contact list including: family, friends, friends of friends, acquaintances, co-workers, former co-workers, neighbors, doctors, dentists, and lawyers. If you live in a large city, chances are you can find a job search support/networking group to attend. Remember, more contacts equals more job opportunities.

Resumes are often your first contact with an employer. Your resume should highlight your skills for the job you want, not the jobs you’ve held. If you present yourself well on paper, you will have an opportunity for a face-to-face meeting with an employer.

Interviewing is your chance to really sell yourself. The interviewer is trying to determine if you’re a good fit for the position and the company. Practice commonly asked questions. Be prepared with success stories that emphasize when you’ve effectively used your skills, abilities, and knowledge, leading to exceptional results.

Don’t forget to send a thank you note after the interview. The thank you letter lets you express appreciation for the interview and strengthens your candidacy. It allows you to reemphasize your strongest qualifications, restate your interest in the position, and provide additional information not previously given.

Salary negotiation is a useful tool to ensure you are paid what you’re worth and what the market supports. Negotiations can be conducted with your current or potential employer. In either situation, be prepared to talk about what credentials, skills, and accomplishments justify your requested salary. Besides money, other things that you can negotiate are: flex-time, extra vacation days, tuition reimbursement, and hiring bonuses.

Joan Runnheim, M.S., founder of Pathways Career Success Strategies [http://www.pathwayscareer.com]in Hudson, WI, is a career consultant who helps individuals reach their career goals by developing an effective career development plan or job search strategy. As a career advisor for Monster.com,[http://forums.monster.com/forum.asp?forum=3560] Joan has been able to reach out to millions of people with her career-related articles and advice.

For more information call 715-549-6432. Email: joan@pathwayscareer.com

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San Diego Web Developer and Search Engine Optimization

Pacifica Technonologies Inc. is a San Diego web developer and San Diego SEO is proud to bring business expertise based on years of experience to internet marketing solutions, not only provides one of the best of San Diego web development but also the San Diego Search Engine Optimization in order to helps you to survive in the current era of fluid and dynamic online business

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Hustle While You Wait

Everything comes to those who hustle while they wait -Thomas Edison

Thomas A. Edison was one of the most prolific inventors of all time. His inventions continue to shape our daily lives decades after his death in 1931. He fundamentally changed our lives by giving us indoor lighting, records, movies, batteries, and hundreds of other objects we have come to believe we can’t live without. He patented over 1,000 objects during his life. His advice to “hustle” while you wait gives us some insight into how he became a legend.

Many people who dream of changing their lives are in a “waiting” time in their lives. For financial or personal reasons they are not yet able to leave their current jobs, move to their preferred geographical area, or start that business they dream of. During these waiting times you can do much to lay the foundation for your dreams. Here are some ideas that can get you started as you begin to move towards a life you compose rather than one you fell into:

*Research your dream job or business. Learn all that you can about it. You can easily become an expert about any topic in 3-6 months. Read, search the web, interview people who already work in the field, and do all that you can to learn about the history, trends and topics that are important in your field. When the time comes to move forward, you will have a solid knowledge base.

*Develop your network. Meet others who are in your chosen field. Nothing leads to success faster than having a solid support network in place. Don’t fear competition, just meet as many people as you can in that field. This networking will help you understand what it takes to succeed and give you the support you need to make those first steps. Nothing increases learning faster than having a mentor who can show you the way. You will increase your confidence and your learning pace, and you may even get “lucky” and find a job or your first client.

*Lay the groundwork. Write your business plan. Draft a press release. Outline your book. Learn how to design web pages. Any progress is movement forward and that momentum can help propel you towards the life of your dreams. As you develop skills and create the platform for your new life, new ideas and opportunities will come your way.

No matter where you are in developing the life of your dreams, you can “hustle” while you wait. Even if you have no idea what you want yet, you can create a foundation that will support your new life. No effort is wasted. The skills and knowledge you gain will fit into your new life in some way.

As I searched for my dream and mission I researched dozens of topics. I am consistently amazed at how many of those “dead ends” have helped me to develop my current business. Learning how to edit, write copy, design web pages, research, and even cook have all helped me to build a stronger foundation for my roles as a life coach and infertility coach. Don’t wait for the perfect time to arrive, begin today to move forward and the universe will meet you with more opportunities than you can now imagine.

Julie Renee Callaway is a life coach and motivational speaker specializing in helping professional women overcome obstacles in their lives to discover their divine mission and create lives of meaning, beauty and fulfillment. You can get a free report “Seven Ways to Tell You Are Climbing the Wrong Ladder” at http://www.composeyourlife.com

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Making Yourself More Relevant To The New Workplace

Being a current job seeker can be quite a challenging prospect as there are many changes in the workplace. Life-long employment is no longer the norm and workers must also learn to adapt with the complementary expertise of foreign talents. We are very much living in a global village.

Here are some tips to stay relevant to the expectations of the workplace:

Interview Phobia

You must view the interview process as a short period of time given to express your strengths and contribution to a future employer. The interviewer is too busy to want to put you on the defensive. He has to get the best candidate for the job within the interview period and may ask difficult questions that may help him reach that goal. The interview process has to be win-win for both parties.

Pre-conceived Idea Of Yourself

If you have just been retrenched or do not have relevant working experience, you should not just pass judgement over your abilities during the interview. You have to be confident and face your current situation objectively. Provide the interviewer with insights about what you intend to do to be a team player in his organization. All your experience can be used as a learning tool ? it is your attitude that makes the difference.

Embrace Change

It is difficult to be employed if you have a self-defeating attitude. You should not always bring up about “the good old days”. Every generation has its fair share of opportunities and change. It is best to take stock of your current situation and see how you can contribute to the organizational team. You can also upgrade your skills in order to value-add to the expertise of the rest of the team.

Understand The Industry’s Direction

The internet is a valuable tool in providing a lot of information through the search engine as the obvious gateway. This is crucial for you as you can do your fair bit of background search about the industry’s direction from the comfort of any convenient computer terminal. However, you must conduct a structured online search, as you may be a victim of information overload.

Understand International Macroeconomics

The study of macroeconomics is crucial in getting a global mind-set about your industry’s directions. We do not live in a closed economy and our exports are greatly determined by external demand. You may have an expertise that has little room for future expansion and you may be very frustrated by your situation.

Personal Finance

Manage your personal finance well and try to allocate your budget on your dressing. You want to look professional during your interview. You also do not want to be forced to take the first job that comes to your way because of your tight financial situation.

Active Volunteerism

Being a volunteer or mentor is helpful in having different perspectives of your current situation. You do not want to wallow in self-pity about your current job situation. Furthermore, there are many in our community who may not be as fortunate as ourselves and volunteering is a laudable public service.

Generational Gap? – No! Generational Collaboration

If you are a senior citizen looking for a job, it is very backward looking to dwell on the generational gap. You should have the mindset of a generational collaboration in which your experience is crucial in providing new networks overseas (maybe in China, India). It is important to view the organization as a team and you are an equal partner in the formation.

About The Author

Colin Ong TS is the Managing Director of MR=MC Consulting (http://www.mrmc.com.sg)

colin@mrmc.com.sg

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